Affordability Assessment

Know what your applicants can comfortably afford. Share their financial details or upload their documents, and you see exactly where they stand.

Know in seconds

A clear answer, instantly

No credit impact

Checking never affects the applicant’s score

You stay in control

Edit or re-run any time

The application

Pick a product and the amount the applicant has in mind, the engine does the rest.

Product

Loan amount

R 1 000 - R 350 000

Term (months)

6 - 72 months

Interest rate (% p.a.)

default 21.5% · max 27.75%

Enter the figures, or upload the applicant's documents for a verified result.

Here's what's needed for a personal loan. Upload each one and the figures are read automatically, or flip any item to Manual to type it in.

ID document

SA ID card or ID book

Choose files PDF, JPG or PNG

Payslips

The latest 3 months’ payslips

Choose files PDF, JPG or PNG

Bank statements

Most recent 3 months

Choose files PDF, JPG or PNG

fully verified Figures we'll assess all from documents

Net monthly income

document

R 28 000

Monthly expenses

document

R 13 000

Monthly debt repayments

document

R 2 500

Private & secure, nothing is stored

Try